Income Protection

The Medicaid recipient is allowed to retain a Personal Needs Allowance of $75 a month and any monthly premium needed to pay for medical insurance.

Under the Spousal Impoverishment Act, the stay-at-home spouse is allowed a Maximum Monthly Maintenance Needs Allowance of $3,853.50, which is adjusted annually. If the stay-at-home spouse has less than $3,853.50 monthly income, Medicaid will reduce the confined spouse's share of medical cost to bring the stay-at-home spouse's income up to the maximum of $3,853.50.

If the stay-at-home spouse is not receiving any income from the confined spouse, then he/she may have unlimited income.